Applying for a Chase credit card is fast and easy. All you need to do is fill out an online application form, provide documents proving your identity and income, and submit payment information – and you can be approved in no time at all! In this article, we’ll go over the exact steps you need to take to get your Chase credit card.
Pick the Right Card.
Before applying for your Chase credit card, you’ll want to make sure it’s the right card for your needs. Whether you’re looking for a low-interest rate card, an airline rewards card, or even a business credit card, Chase offers plenty of options to fit your lifestyle. Make sure to check out all the features and benefits offered by your chosen card so that you can ensure it’s the best fit for you.
Get Ready to Apply.
Before you start applying for your credit card, make sure you have all the information and documents that might be needed. This includes your government ID and Social Security number, as well as information on your income, employment status, and existing debts. Additionally, be prepared to share two personal references with their contact information; these are needed in case the bank requires more information. When you’re sure you have everything ready to go, it’s time to start the application process!
Complete the Online Application Form.
Before you can apply for a Chase credit card, you will need to complete the online application form. The application process should take no more than 10 minutes and is pretty straightforward. Simply enter your personal information, including name, address, birthdate, Social Security number, and income. Be sure to review your information carefully before you submit it because any errors could result in a delay in processing your request.
Submit Supporting Documentation and Payment Information.
Once you've completed the online application form and clicked the “submit” button, you will need to submit all required supporting documentation and payment information. This may include: proof of income, pay stubs or tax returns; proof of identity, such as a driver’s license or passport; and proof of residence, such as a utility bill or bank statement. You'll also need to provide payment information for the annual fee, if applicable. After submitting this information, Chase will review your application and let you know if it's approved within 10 business days.
Wait for Approval and Receive Your Card Via Mail
After your application is reviewed, you'll be notified of Chase’s decision via email. If approved, you'll be provided with a credit card account number and you can start using the card right away. You'll also receive your new physical credit card in the mail in five to seven business days—along with instructions on activating it and setting up an online account. When you receive your new card, make sure to sign the back of it before you begin making any purchases.